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Cincinnati vs Toledo: Full Comparison

Updated November 2026 · Cost of living, safety, and climate data

Quick Answer

Cincinnati is 8% more expensive than Toledo. Toledo is 14% safer. Cincinnati population: 314,367. Toledo population: 263,423.

Which city is better for you?

Cost of LivingToledo
SafetyToledo
HousingToledo

Based on cost of living indices, FBI crime data, and NOAA climate records.

Cost of Living: Cincinnati vs Toledo

Toledo is more affordable overall, with a cost of living index of 85 vs 92 (national average = 100). That's a difference of 7 index points.

CategoryCincinnatiToledo
Overall Index9285
Housing$1,691/moIndex: 95$1,388/moIndex: 78
Groceries$402/moIndex: 98$394/moIndex: 96
Transportation$350/moIndex: 100$343/moIndex: 98
Healthcare$320/moIndex: 100$314/moIndex: 98
Utilities$202/moIndex: 92$202/moIndex: 92

Index 100 = national average. Dollar amounts are estimated monthly costs. Sources: BEA Regional Price Parities, C2ER Cost of Living Index.

Safety: Cincinnati vs Toledo

Toledo is 14% safer overall, with a crime rate of 22.6 per 1,000 residents vs Cincinnati's 26.4. Toledo earns a B- safety grade compared to Cincinnati's C+. Based on 2023 FBI data.

C+

Cincinnati

Ohio

Overall GradeC+
Violent CrimeC
Property CrimeC+
Crime Rate26.4/1K
TrendDeclining
B-

Toledo

Ohio

Overall GradeB-
Violent CrimeC+
Property CrimeB-
Crime Rate22.6/1K
TrendImproving
MetricCincinnatiToledo
Overall Crime Rate26.4/1K22.6/1K
Violent Crime Rate485.4448.8
Property Crime Rate2151.81809.7
Murder Rate7.65.2
Assault Rate310.9371.0
Robbery Rate106.754.8
Burglary Rate404.4211.4
Theft Rate1643.71118.3
Vehicle Theft Rate542.0315.5

Crime rates per 100,000 residents. 2023 FBI Uniform Crime Report data. Lower rates are better (safer).

Victim Odds

In Cincinnati, you have a 1 in 38 chance of being a crime victim per year vs 1 in 44 in Toledo.

Climate Comparison

Climate data is only available for Cincinnati. A full comparison requires both cities.

Cincinnati Climate Overview

Annual High64.2°F
Annual Low46.2°F
Annual Rain40.5"
Annual Snow18.0"
Comfortable Months7
Best MonthSeptember
Worst MonthDecember
Monthly Temperature
J
F
M
A
M
J
J
A
S
O
N
D
FreezingColdComfortableWarm

Frequently Asked Questions

Is Cincinnati cheaper than Toledo?
Toledo is 8% more affordable than Cincinnati, with a cost of living index of 85 vs 92 (100 = national average). Housing is the biggest difference, at $1,691/mo in Cincinnati vs $1,388/mo in Toledo.
Is Cincinnati safer than Toledo?
Toledo is 14% safer overall, with a crime rate of 22.6 per 1,000 residents vs Cincinnati's 26.4. Toledo earns a B- safety grade. Based on 2023 FBI data.
Should I move to Cincinnati or Toledo?
It depends on your priorities. Toledo is safer (B- grade). Toledo is more affordable (index 85 vs 92). Cincinnati has a population of 314,367 and Toledo has 263,423. Consider job market, culture, and proximity to family alongside these data points.
How big is Cincinnati compared to Toledo?
Cincinnati has a population of 314,367 and Toledo has 263,423. Cincinnati is 19% larger by population.
Is housing cheaper in Cincinnati or Toledo?
Housing is cheaper in Toledo. Estimated monthly housing costs: Cincinnati $1,691/mo vs Toledo $1,388/mo. That's based on a housing index of 95 vs 78 (100 = national average of $1,780/mo).

Learn More About Each City

C+
Cincinnati Safety ReportFull crime breakdown and trends
B-
Toledo Safety ReportFull crime breakdown and trends
Salary CalculatorClimate Compare ToolSafety Comparison Tool

Safety data: 2023 FBI Uniform Crime Report. Cost of living: BEA Regional Price Parities and C2ER Cost of Living Index. Climate: NOAA 30-year normals. Not a substitute for local guidance.

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