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Naperville vs Plano: Full Comparison

Updated November 2026 · Cost of living, safety, and climate data

Quick Answer

Naperville is 9% more expensive than Plano. Naperville is 55% safer. Naperville population: 153,114. Plano population: 293,028.

Which city is better for you?

Cost of LivingPlano
SafetyNaperville
HousingPlano

Based on cost of living indices, FBI crime data, and NOAA climate records.

Cost of Living: Naperville vs Plano

Plano is more affordable overall, with a cost of living index of 110 vs 120 (national average = 100). That's a difference of 10 index points.

CategoryNapervillePlano
Overall Index120110
Housing$2,990/moIndex: 168$2,581/moIndex: 145
Groceries$418/moIndex: 102$406/moIndex: 99
Transportation$368/moIndex: 105$357/moIndex: 102
Healthcare$333/moIndex: 104$320/moIndex: 100
Utilities$207/moIndex: 94$220/moIndex: 100

Index 100 = national average. Dollar amounts are estimated monthly costs. Sources: BEA Regional Price Parities, C2ER Cost of Living Index.

Safety: Naperville vs Plano

Naperville is 55% safer overall, with a crime rate of 8.6 per 1,000 residents vs Plano's 19.2. Naperville earns a A- safety grade compared to Plano's B-. Based on 2023 FBI data.

A-

Naperville

Illinois

Overall GradeA-
Violent CrimeB+
Property CrimeA-
Crime Rate8.6/1K
TrendDeclining
B-

Plano

Texas

Overall GradeB-
Violent CrimeB+
Property CrimeB-
Crime Rate19.2/1K
TrendStable
MetricNapervillePlano
Overall Crime Rate8.6/1K19.2/1K
Violent Crime Rate55.0120.0
Property Crime Rate800.01800.0
Murder Rate0.71.8
Assault Rate35.976.9
Robbery Rate11.015.4
Burglary Rate126.8282.6
Theft Rate584.71573.4
Vehicle Theft Rate166.4208.4

Crime rates per 100,000 residents. 2023 FBI Uniform Crime Report data. Lower rates are better (safer).

Victim Odds

In Naperville, you have a 1 in 116 chance of being a crime victim per year vs 1 in 52 in Plano.

Climate Comparison

Climate data is only available for Plano. A full comparison requires both cities.

Plano Climate Overview

Annual High76.5°F
Annual Low55.9°F
Annual Rain35.6"
Annual Snow1.1"
Comfortable Months6
Best MonthOctober
Worst MonthJanuary
Monthly Temperature
J
F
M
A
M
J
J
A
S
O
N
D
ColdComfortableWarmHot

Frequently Asked Questions

Is Naperville cheaper than Plano?
Plano is 9% more affordable than Naperville, with a cost of living index of 110 vs 120 (100 = national average). Housing is the biggest difference, at $2,990/mo in Naperville vs $2,581/mo in Plano.
Is Naperville safer than Plano?
Naperville is 55% safer overall, with a crime rate of 8.6 per 1,000 residents vs Plano's 19.2. Naperville earns a A- safety grade. Based on 2023 FBI data.
Should I move to Naperville or Plano?
It depends on your priorities. Naperville is safer (A- grade). Plano is more affordable (index 110 vs 120). Naperville has a population of 153,114 and Plano has 293,028. Consider job market, culture, and proximity to family alongside these data points.
How big is Naperville compared to Plano?
Naperville has a population of 153,114 and Plano has 293,028. Plano is 91% larger by population.
Is housing cheaper in Naperville or Plano?
Housing is cheaper in Plano. Estimated monthly housing costs: Naperville $2,990/mo vs Plano $2,581/mo. That's based on a housing index of 168 vs 145 (100 = national average of $1,780/mo).

Learn More About Each City

A-
Naperville Safety ReportFull crime breakdown and trends
B-
Plano Safety ReportFull crime breakdown and trends
Salary CalculatorClimate Compare ToolSafety Comparison Tool

Safety data: 2023 FBI Uniform Crime Report. Cost of living: BEA Regional Price Parities and C2ER Cost of Living Index. Climate: NOAA 30-year normals. Not a substitute for local guidance.

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