CCCityCheck

First-Time Homebuyer Programs Across America

Every state offers programs to help first-time buyers with down payments, closing costs, and below-market interest rates. Browse state programs and city-level affordability data below.

50

States with DPA Programs

3.5%

FHA Min. Down Payment

36

Median Buyer Age

40%

Use DPA Programs

Top 100 Cities by Population

New YorkNY
$730K
Los AngelesCA
$985K
ChicagoIL
$375K
HoustonTX
$440K
PhoenixAZ
$575K
PhiladelphiaPA
$405K
San AntonioTX
$450K
San DiegoCA
$975K
DallasTX
$460K
Fort WorthTX
$375K
JacksonvilleFL
$590K
AustinTX
$400K
San JoseCA
$850K
CharlotteNC
$440K
ColumbusOH
$250K
San FranciscoCA
$825K
SeattleWA
$710K
DenverCO
$590K
Oklahoma CityOK
$245K
El PasoTX
$360K
Las VegasNV
$525K
NashvilleTN
$350K
BostonMA
$770K
DetroitMI
$305K
PortlandOR
$595K
MemphisTN
$330K
BaltimoreMD
$490K
MilwaukeeWI
$325K
AlbuquerqueNM
$405K
FresnoCA
$775K
TucsonAZ
$505K
SacramentoCA
$755K
AtlantaGA
$325K
Kansas CityMO
$245K
MesaAZ
$440K
RaleighNC
$355K
Colorado SpringsCO
$570K
MiamiFL
$340K
OmahaNE
$285K
Virginia BeachVA
$370K
Long BeachCA
$715K
OaklandCA
$590K
MinneapolisMN
$315K
BakersfieldCA
$575K
TulsaOK
$195K
TampaFL
$385K
AuroraCO
$490K
ArlingtonTX
$260K
WichitaKS
$230K
ClevelandOH
$240K
New OrleansLA
$210K
HendersonNV
$415K
AnaheimCA
$715K
OrlandoFL
$365K
Lexington-Fayette urban countyKY
$185K
StocktonCA
$670K
NewarkNJ
$530K
RiversideCA
$645K
IrvineCA
$600K
Corpus ChristiTX
$260K
Santa AnaCA
$685K
CincinnatiOH
$205K
GreensboroNC
$300K
PittsburghPA
$310K
St. PaulMN
$300K
DurhamNC
$345K
Jersey CityNJ
$540K
LincolnNE
$235K
North Las VegasNV
$435K
PlanoTX
$285K
GilbertAZ
$325K
Anchorage municipalityAK
$375K
MadisonWI
$270K
RenoNV
$375K
ChandlerAZ
$355K
St. LouisMO
$255K
Chula VistaCA
$570K
Fort WayneIN
$230K
BuffaloNY
$475K
LubbockTX
$295K
LaredoTX
$350K
Port St. LucieFL
$385K
St. PetersburgFL
$320K
ToledoOH
$220K
GlendaleAZ
$400K
Winston-SalemNC
$350K
IrvingTX
$335K
ChesapeakeVA
$425K
GarlandTX
$330K
ScottsdaleAZ
$370K
BoiseID
$455K
RichmondVA
$390K
FriscoTX
$305K
Cape CoralFL
$400K
McKinneyTX
$320K
HuntsvilleAL
$210K
ArlingtonVA
$395K
NorfolkVA
$390K
HialeahFL
$340K
SpokaneWA
$615K

Programs by State

Alabama1 program

66 cities

Alaska2 programs

4 cities

Arizona1 program

44 cities

Arkansas1 program

39 cities

California2 programs

376 cities

Colorado1 program

54 cities

Connecticut1 program

20 cities

Delaware1 program

6 cities

Florida2 programs

176 cities

Georgia1 program

100 cities

Idaho1 program

27 cities

Illinois2 programs

225 cities

Indiana1 program

87 cities

Iowa2 programs

41 cities

Kansas1 program

38 cities

Kentucky1 program

41 cities

Louisiana2 programs

33 cities

Maine1 program

11 cities

Maryland2 programs

23 cities

Massachusetts2 programs

58 cities

Michigan1 program

90 cities

Minnesota2 programs

103 cities

Mississippi1 program

41 cities

Missouri1 program

81 cities

Montana1 program

7 cities

Nebraska1 program

16 cities

Nevada1 program

10 cities

New Hampshire1 program

11 cities

New Jersey1 program

117 cities

New Mexico1 program

19 cities

New York2 programs

90 cities

North Carolina1 program

93 cities

North Dakota2 programs

9 cities

Ohio2 programs

176 cities

Oklahoma1 program

46 cities

Oregon1 program

56 cities

Pennsylvania2 programs

70 cities

Rhode Island2 programs

8 cities

South Carolina1 program

43 cities

South Dakota1 program

14 cities

Tennessee1 program

65 cities

Texas2 programs

256 cities

Utah1 program

67 cities

Vermont1 program

4 cities

Virginia2 programs

40 cities

Washington2 programs

91 cities

West Virginia1 program

13 cities

Wisconsin1 program

98 cities

Wyoming1 program

11 cities

Know before you buy

CityCheck covers safety grades, cost of living, climate data, and homebuyer programs for every US city.

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