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New York vs Philadelphia: Full Comparison

Updated November 2026 · Cost of living, safety, and climate data

Quick Answer

New York is 52% more expensive than Philadelphia. New York is 25% safer. New York has more comfortable months (6 vs 6). New York population: 8,584,629. Philadelphia population: 1,574,281.

Which city is better for you?

Cost of LivingPhiladelphia
SafetyNew York
WeatherTie
HousingPhiladelphia

Based on cost of living indices, FBI crime data, and NOAA climate records.

Cost of Living: New York vs Philadelphia

Philadelphia is more affordable overall, with a cost of living index of 125 vs 190 (national average = 100). That's a difference of 65 index points.

CategoryNew YorkPhiladelphia
Overall Index190125
Housing$5,340/moIndex: 300$3,293/moIndex: 185
Groceries$472/moIndex: 115$443/moIndex: 108
Transportation$438/moIndex: 125$385/moIndex: 110
Healthcare$358/moIndex: 112$346/moIndex: 108
Utilities$220/moIndex: 100$224/moIndex: 102

Index 100 = national average. Dollar amounts are estimated monthly costs. Sources: BEA Regional Price Parities, C2ER Cost of Living Index.

Safety: New York vs Philadelphia

New York is 25% safer overall, with a crime rate of 19.8 per 1,000 residents vs Philadelphia's 26.5. New York earns a B- safety grade compared to Philadelphia's C+. Based on 2023 FBI data.

B-

New York

New York

Overall GradeB-
Violent CrimeC+
Property CrimeB
Crime Rate19.8/1K
TrendStable
C+

Philadelphia

Pennsylvania

Overall GradeC+
Violent CrimeD
Property CrimeB-
Crime Rate26.5/1K
TrendStable
MetricNew YorkPhiladelphia
Overall Crime Rate19.8/1K26.5/1K
Violent Crime Rate380.0750.0
Property Crime Rate1600.01900.0
Murder Rate5.812.2
Assault Rate307.2561.2
Robbery Rate78.0121.4
Burglary Rate209.6245.4
Theft Rate1317.51445.1
Vehicle Theft Rate222.6266.1

Crime rates per 100,000 residents. 2023 FBI Uniform Crime Report data. Lower rates are better (safer).

Victim Odds

In New York, you have a 1 in 51 chance of being a crime victim per year vs 1 in 38 in Philadelphia.

Climate: New York vs Philadelphia

New York Climate Overview

Annual High62.7°F
Annual Low47.3°F
Annual Rain49.0"
Annual Snow24.8"
Comfortable Months6
Best MonthJune
Worst MonthDecember
Monthly Temperature
J
F
M
A
M
J
J
A
S
O
N
D
ColdComfortableWarm

Philadelphia Climate Overview

Annual High64.4°F
Annual Low47.9°F
Annual Rain42.2"
Annual Snow19.0"
Comfortable Months6
Best MonthSeptember
Worst MonthDecember
Monthly Temperature
J
F
M
A
M
J
J
A
S
O
N
D
ColdComfortableWarm

Monthly Temperature Comparison

New YorkPhiladelphiaHigh/Low °F range
20°40°60°80°JanFebMarAprMayJunJulAugSepOctNovDec
MetricNew YorkPhiladelphia
Avg Annual High62.7°F64.4°F
Avg Annual Low47.3°F47.9°F
Annual Rain49.0"42.2"
Annual Snow24.8"19.0"
Comfortable Months66
Freezing Months33

Both cities have similar summer temperatures, but winter temperatures are comparable. New York gets significantly more snow (25" vs 19"). New York is wetter with 49" of annual rain compared to 42".

Frequently Asked Questions

Is New York cheaper than Philadelphia?
Philadelphia is 52% more affordable than New York, with a cost of living index of 125 vs 190 (100 = national average). Housing is the biggest difference, at $5,340/mo in New York vs $3,293/mo in Philadelphia.
Is New York safer than Philadelphia?
New York is 25% safer overall, with a crime rate of 19.8 per 1,000 residents vs Philadelphia's 26.5. New York earns a B- safety grade. Based on 2023 FBI data.
Which city has better weather, New York or Philadelphia?
Philadelphia is about the same temperature as New York. New York has more comfortable months (6 vs 6). Annual snow: New York gets 25", Philadelphia gets 19".
Should I move to New York or Philadelphia?
It depends on your priorities. New York is safer (B- grade). Philadelphia is more affordable (index 125 vs 190). New York has better year-round weather. New York has a population of 8,584,629 and Philadelphia has 1,574,281. Consider job market, culture, and proximity to family alongside these data points.
How big is New York compared to Philadelphia?
New York has a population of 8,584,629 and Philadelphia has 1,574,281. New York is 445% larger by population.
Is housing cheaper in New York or Philadelphia?
Housing is cheaper in Philadelphia. Estimated monthly housing costs: New York $5,340/mo vs Philadelphia $3,293/mo. That's based on a housing index of 300 vs 185 (100 = national average of $1,780/mo).

Learn More About Each City

Safety data: 2023 FBI Uniform Crime Report. Cost of living: BEA Regional Price Parities and C2ER Cost of Living Index. Climate: NOAA 30-year normals. Not a substitute for local guidance.

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