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New York vs San Francisco: Full Comparison

Updated November 2026 · Cost of living, safety, and climate data

Quick Answer

New York is 60% safer. San Francisco has more comfortable months (9 vs 6). New York population: 8,584,629. San Francisco population: 826,079.

Which city is better for you?

Cost of LivingTie
SafetyNew York
WeatherSan Francisco
HousingNew York

Based on cost of living indices, FBI crime data, and NOAA climate records.

Cost of Living: New York vs San Francisco

CategoryNew YorkSan Francisco
Overall Index190190
Housing$5,340/moIndex: 300$5,518/moIndex: 310
Groceries$472/moIndex: 115$484/moIndex: 118
Transportation$438/moIndex: 125$420/moIndex: 120
Healthcare$358/moIndex: 112$368/moIndex: 115
Utilities$220/moIndex: 100$220/moIndex: 100

Index 100 = national average. Dollar amounts are estimated monthly costs. Sources: BEA Regional Price Parities, C2ER Cost of Living Index.

Safety: New York vs San Francisco

New York is 60% safer overall, with a crime rate of 19.8 per 1,000 residents vs San Francisco's 49.5. New York earns a B- safety grade compared to San Francisco's F. Based on 2023 FBI data.

B-

New York

New York

Overall GradeB-
Violent CrimeC+
Property CrimeB
Crime Rate19.8/1K
TrendStable
F

San Francisco

California

Overall GradeF
Violent CrimeC+
Property CrimeF
Crime Rate49.5/1K
TrendImproving
MetricNew YorkSan Francisco
Overall Crime Rate19.8/1K49.5/1K
Violent Crime Rate380.0450.0
Property Crime Rate1600.04500.0
Murder Rate5.86.8
Assault Rate307.2288.5
Robbery Rate78.061.0
Burglary Rate209.6699.8
Theft Rate1317.53660.4
Vehicle Theft Rate222.61091.0

Crime rates per 100,000 residents. 2023 FBI Uniform Crime Report data. Lower rates are better (safer).

Victim Odds

In New York, you have a 1 in 51 chance of being a crime victim per year vs 1 in 20 in San Francisco.

Climate: New York vs San Francisco

New York Climate Overview

Annual High62.7°F
Annual Low47.3°F
Annual Rain49.0"
Annual Snow24.8"
Comfortable Months6
Best MonthJune
Worst MonthDecember
Monthly Temperature
J
F
M
A
M
J
J
A
S
O
N
D
ColdComfortableWarm

San Francisco Climate Overview

Annual High64.1°F
Annual Low51°F
Annual Rain22.2"
Annual SnowNone
Comfortable Months9
Best MonthSeptember
Worst MonthJanuary
Monthly Temperature
J
F
M
A
M
J
J
A
S
O
N
D
Comfortable

Monthly Temperature Comparison

New YorkSan FranciscoHigh/Low °F range
20°40°60°80°JanFebMarAprMayJunJulAugSepOctNovDec
MetricNew YorkSan Francisco
Avg Annual High62.7°F64.1°F
Avg Annual Low47.3°F51°F
Annual Rain49.0"22.2"
Annual Snow24.8"None
Comfortable Months69
Freezing Months30

New York is 14°F warmer in summer than San Francisco, but New York is 20°F colder in winter than San Francisco. New York gets 25 inches of snow annually, while San Francisco rarely sees any. New York is wetter with 49" of annual rain compared to 22". San Francisco has more comfortable weather months (9 vs 6).

Frequently Asked Questions

Is New York cheaper than San Francisco?
New York and San Francisco have very similar costs of living (index 190 vs 190, where 100 is the national average). Day-to-day expenses are comparable in both cities.
Is New York safer than San Francisco?
New York is 60% safer overall, with a crime rate of 19.8 per 1,000 residents vs San Francisco's 49.5. New York earns a B- safety grade. Based on 2023 FBI data.
Which city has better weather, New York or San Francisco?
San Francisco is about the same temperature as New York. San Francisco has more comfortable months (9 vs 6). Annual snow: New York gets 25", San Francisco gets none.
Should I move to New York or San Francisco?
It depends on your priorities. New York is safer (B- grade). New York is more affordable (index 190 vs 190). San Francisco has better year-round weather. New York has a population of 8,584,629 and San Francisco has 826,079. Consider job market, culture, and proximity to family alongside these data points.
How big is New York compared to San Francisco?
New York has a population of 8,584,629 and San Francisco has 826,079. New York is 939% larger by population.
Is housing cheaper in New York or San Francisco?
Housing is cheaper in New York. Estimated monthly housing costs: New York $5,340/mo vs San Francisco $5,518/mo. That's based on a housing index of 300 vs 310 (100 = national average of $1,780/mo).

Learn More About Each City

Safety data: 2023 FBI Uniform Crime Report. Cost of living: BEA Regional Price Parities and C2ER Cost of Living Index. Climate: NOAA 30-year normals. Not a substitute for local guidance.

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